Why would you get life insurance quotes online? You could call in an agent and get some good information and proceed to buy your policy if you see something you like. You could contact an Independent Agent or a Broker who are exposed to many companies and a wide range of policies. Most people, however, get their life insurance quotes online then proceed to either buy their policies there and then or they contact the carrier they are interested in and have them send out a representative.
Most people gather information online because it simply is easy to do. You find a site with a good calculator that will give you a good idea how much you need after you provide information pertinent to your specific situation. You see where you would also be categorized based on a height and weight chart. You also consider medical history of your family as well as your personal history. If you are involved in any hazardous avocation you provide that information. These things help the life insurance carriers give you a more accurate quote.
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