With a Variable universal life insurance you are guaranteed a choice of death benefits and investment opportunities. Variable universal life supposes a payout to the beneficiary and to you during your life. Variable universal Life Insurance is for those who have a need for a life insurance, who have longer time frames to weather the market, who want to control over where their net premium dollars are located and who are interested in the potential for higher, tax-deferred cash value returns and who are ready to accept greater risk.
Benefits:
There is no set schedule for premium payments after the first policy year, so as your needs and goals change you may be able to increase, decrease or stop premium payments. Your cash value will be accumulated more rapidly.
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