For many years, the insurance industry generally has been very reluctant to offer any kind of product that will include cover for people who are HIV+. This remains the case.
However, there are a very few who will and we link in with them. We have met with them and know them, so there is a direct link between us. All your information is kept strictly confidential and not passed to other insurers.
We have provided insurance to people who are HIV+ for several years and this is our site specifically if you're looking for HIV inclusive life assurance.
Based on the initial, relatively small amount of information required at this stage, an indicative premium can be calculated, based on your individual circumstances. If you would then like to go ahead, more detailed information will be required and then a definitive premium will be given to you.
Simply complete the form and we will get back to you as quickly as possible with the indicative premium.
Life assurance (or term assurance) is a life insurance policy that runs for a specified period of time. Payouts from term assurance are tax-free and will only be paid out to your estate or beneficiaries if the life assured dies within the policy term.
This is a straightforward life assurance policy that guarantees a lump sum payment of the total sum assured if the policyholder dies within the policy term. The premium remains the same throughout the period of assurance
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